Terms of Service
Last updated: July 2026
1. Acceptance of Terms
By accessing or using KOJ Learn (learn.kojstudios.com), you agree to be bound by these Terms of Service. KOJ Learn is operated by KOJ Studios and provides an online learning platform for creative professionals. If you do not agree to these terms, please do not use the platform.
2. Platform Description
KOJ Learn is a creative education platform offering: online courses (text-based, video-based, and mixed format), live sessions with tutors, a digital marketplace for creative assets (LUTs, presets, templates, guides, and more), AI-powered tools including KOJ Mentor (James) powered by Google Gemini, and an AI Prompt Generator powered by Google Gemini. The platform also uses Groq and other AI services for specific features. Community tools including discussions, leaderboards, and badges are also available.
3. User Accounts
You must create an account to access most features. You are responsible for maintaining the confidentiality of your account credentials. You must provide accurate information during registration. Accounts are personal and non-transferable. We reserve the right to suspend or terminate accounts that violate these terms.
4. Payments & Pricing
All prices are displayed in Nigerian Naira (₦). Current platform fees: Lifetime Access — ₦50,000 (one-time, all free courses forever). Certificate Unlock — ₦3,000 per certificate. Exam Retake — ₦1,500 per retake. Extra Certificate Downloads — ₦2,000 per 3 downloads. Paid courses vary between ₦5,000 and ₦50,000. Marketplace products are priced by individual sellers. Payments are processed via Paystack. KOJ Learn takes a 20% platform fee on tutor course sales and marketplace transactions. Tutors and sellers receive 80% of their earnings.
5. Refund Policy
We do not offer refunds once course access, certificate access, or marketplace product access has been granted. If you experience a genuine technical issue preventing access to paid content, contact us via our feedback page within 48 hours of purchase. Live session registration fees are non-refundable once the session has started. Wallet funds added to your KOJ Learn wallet are non-refundable but can be used for any platform purchase. KOJ Credits (promotional wallet credits) are non-refundable and subject to eligibility restrictions — see Section 13 for full details.
6. Intellectual Property
All course content, platform design, branding, and materials created by KOJ Studios remain our intellectual property. Tutors retain ownership of their course content but grant KOJ Learn a licence to host and deliver it. Marketplace sellers retain ownership of their digital products. Students receive a personal, non-transferable licence to access purchased content. You may not reproduce, redistribute, or resell any content from the platform without explicit written permission.
7. Tutor & Seller Terms
Tutors must be approved by the KOJ Learn team before publishing courses. All courses are subject to review and may be removed for quality or policy violations. Marketplace sellers are responsible for ensuring their products do not infringe third-party intellectual property. Earnings are paid out subject to a minimum withdrawal threshold. KOJ Learn reserves the right to withhold earnings in cases of fraud or policy violations.
8. AI Tools & Services
KOJ Learn uses Google Gemini and Groq (LLaMA) AI to generate lesson summaries, quiz questions, and course recommendations. AI-generated content is for educational purposes only and may occasionally contain inaccuracies. We implement automatic failover between AI providers to maximise reliability. Lesson content may be sent to third-party AI services for processing; we do not transmit personally identifiable information to AI providers.
9. Certificates & Assessment
Certificates are awarded upon passing course exams (minimum 70%). Quiz questions may be AI-generated. KOJ Learn certificates are issued by KOJ Studios and are not externally accredited unless stated. Certificate downloads for paid courses are included in the course price. Certificate downloads for free courses require a one-time ₦3,000 unlock fee. Certificate codes are permanent and publicly verifiable.
10. Prohibited Conduct
You agree not to: share account credentials, resell or redistribute paid content, attempt to circumvent payment systems, upload harmful, illegal, or infringing content to the marketplace, harass other users in community features, use automated tools to scrape or copy platform content, or misrepresent your identity or qualifications as a tutor or seller.
11. Limitation of Liability
KOJ Learn is provided "as is." We make no warranties regarding uninterrupted access, accuracy of content, or fitness for a particular purpose. Our liability to you shall not exceed the amount you paid to us in the 30 days preceding the claim. We are not liable for loss of data, business interruption, or indirect damages.
12. Changes to Terms
We may update these terms at any time. Continued use of the platform after changes constitutes acceptance of the new terms. We will notify users of material changes via email or platform notification.
13. Wallet & KOJ Credits
KOJ Learn operates a two-balance wallet system. Your Funded Wallet holds real money topped up via Paystack and can be used for all purchases on the platform — including platform courses, certificates, marketplace products, and creator live sessions. KOJ Credits are promotional credits awarded as welcome bonuses or platform rewards and are subject to the following restrictions: KOJ Credits are valid only for platform-owned services, including KOJ Learn platform courses, certificate unlocks, exam retakes, and extra certificate downloads. KOJ Credits cannot be used to purchase creator-listed marketplace products, creator-run live sessions, or tutor-created paid courses. KOJ Credits have no cash value, are non-withdrawable, non-transferable, and non-refundable. KOJ Credits are deducted before your real funded balance on eligible purchases. Funded wallet balances are non-refundable once applied to a purchase. KOJ Learn reserves the right to modify, expire, or revoke KOJ Credits at any time with 30 days notice to users. Credits are forfeited if an account is terminated for policy violations.
14. Contact
For questions about these terms, contact us at hello@kojstudios.com or via our feedback page.